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Sep 28, 2017 - 34 minute read

Quick and easy loan approval

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Quick and easy loan approval

Lenders ask that borrowers agree to pre-authorized electronic withdrawals from a bank account, then make withdrawals quick and easy loan approval do not cover the full payment or that cover interest while leaving principal untouched. If the lender deposits a repayment check and there are insufficient funds in the borrowers account, the borrower is hit with even more fees for insufficient funds. New Yorkers should steer clear of payday loans.

If you are struggling to pay your bill: Ask your creditors for more time. Find out what they charge for late payments, finance charges or interest rates since it may be lower than what you might end up paying for a payday loan.

Work with a community development credit union or a non-profit financial cooperative, which may provide affordable small-dollar loans to eligible members. Ask for a salary advance from your employer, or borrow from family or friends. Consult social service agencies, they may have programs to help with food, housing and home heating costs. To stop recurring bank account debits to a payday lender, take the following steps: Contact your bank or credit union and provide an oral or written request to stop payment to the payday lender.

Your bank or credit union may require written confirmation of your request.

Quick and easy loan approval

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