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Sep 28, 2017 - 34 minute read

Cash loans pretoria

Theoretically, payday default rates should be pretty low. However, thats not what the center found. The report analyzed 1,065 borrowers in North Dakota who took out their first payday loans in 2011. The state allows borrowers to renew payday loans, and using a database of lending activity in the state, researchers were able to track the borrowers over time, and across different lenders from whom they may have borrowed.

Nearly half of the payday borrowers -- 46 percent -- defaulted within two years. A third of the borrowers defaulted within six months. Those findings are consistent with previous studies, the paper says, including a 2008 analysis by researchers at Vanderbilt University and the University of Pennsylvania. It showed a 54 percent default rate among payday loan borrowers in Texas within one cash loans pretoria. Another study by the Center for Cash loans pretoria Lending, in 2011, found a 44 percent default rate within two years in Oklahoma.

Cash loans pretoria

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Cash loans pretoria

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